37 Frugal Living Hacks To Save Yourself Money

Try these frugal living tips and hacks to save money

Living frugally can have many benefits, both for your personal finances and for the environment. By spending less money on unnecessary expenses, you can save more money for emergencies, investments, or long-term goals such as retirement or travel. 

Living frugally can also be better for the environment. By consuming less and buying only what you need, you can reduce your carbon footprint and contribute to a more sustainable future. So start following some of these tips and save yourself some money and then treat yourself with what you save by buying something you don't need. (Actually, don't do that).

Frugal Living Hacks:

Cook meals at home instead of eating out. 

Cooking meals at home is a great way to save money and eat healthier. When you eat out, you are paying for the convenience of having someone else prepare your food, but you are also paying for the overhead costs of the restaurant, such as rent, utilities, and labor. By cooking at home, you can control the ingredients and portion sizes, which can help you eat healthier and save money. 

Use coupons and promo codes when shopping. 

Coupons and promo codes are a great way to save money when shopping. They can be found online, in newspapers, or in-store. By using these codes, shoppers can receive discounts on their purchases, free shipping, or even free items. It's important to read the terms and conditions of each coupon or promo code to ensure that it can be used on the item you want to purchase and that it hasn't expired.

Buy generic or store-brand products instead of name-brand. 

buying generic or store-brand products can often save you money without sacrificing quality. These products are often made by the same manufacturers as the name-brand products, but without the added cost of marketing and advertising. Many store-brand products are just as good, if not better, than their name-brand counterparts. 

Shop at thrift stores and garage sales for clothing and household items. 

Shopping at thrift stores and garage sales is a great way to save money and find unique items. Thrift stores often have a wide variety of clothing, including vintage and designer pieces, at a fraction of the cost of buying new. Garage sales can also be a treasure trove for household items, such as furniture, kitchenware, and decor. Not only is shopping secondhand good for your wallet, it's also environmentally friendly by reducing waste and supporting reuse. Plus, you never know what hidden gems you might find!

Cancel subscriptions and memberships you don't use or need. 

One of the easiest ways to save money is by canceling subscriptions and memberships that you don't use or need. Many people sign up for various services and subscriptions, such as gym memberships, magazine subscriptions, streaming services, and more, but then forget to cancel them when they are no longer needed. By taking a few minutes to review your subscriptions and memberships, you can identify those that you no longer use or need and cancel them.

Make your own cleaning products using vinegar, baking soda, and lemon juice. 

Making your own cleaning products using vinegar, baking soda, and lemon juice is a great way to save money and reduce your exposure to harmful chemicals. Vinegar is a natural disinfectant and can be used to clean surfaces such as countertops, floors, and windows. 

Baking soda is an effective abrasive cleaner that can be used to scrub away tough stains on surfaces like sinks and tubs and lemon juice is a natural deodorizer and can be used to freshen up areas like the kitchen or bathroom. By combining these ingredients, you can create a variety of cleaning solutions that are safe, effective, and environmentally friendly. Plus, you'll feel good knowing that you're doing your part to reduce waste and protect the planet.

Use a clothesline or drying rack instead of a dryer. 

Using a clothesline or drying rack instead of a dryer can have a few benefits. Firstly, it can save you money on your energy bills as you won't be using electricity to power the dryer. Secondly, it can be better for the environment as it reduces your carbon footprint. Thirdly, it can be gentler on your clothes as they won't be subjected to the heat and tumbling of the dryer, which can cause shrinkage and damage to delicate fabrics.

Buy in bulk to save money on groceries. 

One of the best frugal food hacks to save money on groceries is to buy in bulk. This means purchasing larger quantities of items that you use frequently, such as rice, pasta, and canned goods. Buying in bulk can often be more cost-effective than buying smaller packages or individual items. Not only does it save money, but it can also reduce the number of trips you need to make to the grocery store.

Shop for groceries with a list to avoid impulse purchases. 

When you go grocery shopping, it's easy to get carried away by all the tempting items on the shelves. To avoid overspending and buying things you don't really need, it's a good idea to make a list before you go to the store. This way, you can plan out your meals for the week and only buy the ingredients you need.

Having a list also helps you stay focused and avoid distractions, like sales or special deals on items that aren't on your list. By sticking to your list, you can save money and time, and ensure that you have everything you need for your meals without any unnecessary purchases.

Make your own coffee instead of buying it at a coffee shop. 

Making your own coffee at home can save you a lot of money in the long run. Instead of spending the overpriced coffee shop prices, you can make your own for a fraction of the cost. Next time you're tempted to buy a cup of coffee at a coffee shop, consider making your own at home instead.

Use a library card to borrow books, movies, and music for free.

A library card is a valuable tool that allows you to access a wide range of resources for free. With a library card, you can borrow books, movies, and music from your local library without having to pay any fees. This means that you can enjoy all the latest bestsellers, classic novels, blockbuster movies, and popular music albums without having to spend a dime.

Many libraries also offer digital resources such as e-books, audiobooks, and streaming services that you can access from the comfort of your own home. By using your library card, you can save money while still enjoying all the entertainment and educational resources that your library has to offer.

Pack your lunch for work instead of eating out every day. 

Packing your lunch for work is a great way to save money and eat healthier. When you eat out every day, you not only spend a lot of money, but you also have less control over the ingredients in your food. By packing your own lunch, you can choose exactly what goes into it and ensure that you are getting the nutrients you need.

Preparing your lunch the night before can save you time in the morning and reduce stress during your workday. You can also experiment with new recipes and flavors to keep your lunches interesting and satisfying. 

Buy used cars instead of new ones to save on depreciation costs. 

When purchasing a car, you need to consider the depreciation costs. Depreciation refers to the decrease in value of a car over time. New cars tend to depreciate quickly, losing a significant amount of their value in the first few years of ownership. This means that if you were to sell your new car after a few years, you would likely receive much less than what you paid for it.

On the other hand, used cars have already gone through their initial depreciation period and therefore have a slower rate of depreciation. This means that if you were to buy a used car and sell it after a few years, you would likely receive a higher percentage of your initial investment back. 

Use a bike or walk instead of driving short distances. 

One of the simplest and most effective ways to reduce your carbon footprint is to use a bike or walk instead of driving short distances. Not only does this help to reduce air pollution and greenhouse gas emissions, but it also promotes a healthier lifestyle. By choosing to ride a bike or walk, you can save money on gas and parking fees, while also avoiding traffic congestion and the stress that comes with it. 

Shop for clothes out of season to get discounts on clearance items. 

One of the best ways to save money on clothes is to shop for them out of season. This means that you should be looking for winter clothes during the summer months and summer clothes during the winter months. By doing this, you can take advantage of clearance sales and get discounts on items that retailers are trying to get rid of.

This is a great way to get high-quality clothing at a fraction of the cost. Shopping out of season can help you plan ahead for upcoming seasons and ensure that you have the clothing you need when the time comes.

Use energy-efficient light bulbs to save on electricity costs. 

Using energy-efficient light bulbs is a great way to save on electricity costs. These bulbs use less energy than traditional incandescent bulbs, which means they last longer and require less power to operate. This not only saves you money on your energy bill, but it also reduces your carbon footprint and helps to protect the environment.

Energy-efficient bulbs come in a variety of styles and sizes, so you can easily find ones that fit your needs and preferences. Many energy-efficient bulbs are now dimmable, making them even more versatile and convenient to use. So if you want to save money and help the planet, consider switching to energy-efficient light bulbs today.

Use a slow cooker to make meals in bulk and freeze leftovers for later. 

A slow cooker is a versatile kitchen appliance that can help you save time and effort in preparing meals. By using a slow cooker, you can easily make large batches of soups, stews, casseroles, and other dishes that can be frozen and reheated later. This is especially helpful if you have a busy schedule or want to meal prep for the week ahead.

Slow cookers are also great for cooking tough cuts of meat, as the low and slow cooking method helps to tenderize them. Slow cookers are also energy-efficient and can help you save money on your electricity bill. 

Shop for groceries at discount stores like Aldi or Lidl. 

When it comes to grocery shopping, there are a variety of options available. One way to save money on your grocery bill is to shop at discount stores like Aldi or Lidl. These stores offer a wide range of products, including fresh produce, meat, dairy, and pantry staples, at lower prices than traditional grocery stores.

While the selection may be more limited than what you would find at a larger supermarket, the savings can be significant. Many discount stores also offer their own brand of products, which can be just as good as name-brand items but at a lower cost. Shopping at discount stores can be a great way to stretch your grocery budget further and still get the items you need to feed your family.

Use a credit card with cashback rewards to earn money back on purchases. 

Using a credit card with cashback rewards is a great way to earn money back on purchases. These types of credit cards offer a percentage of cashback on every purchase made, which can add up quickly over time. For example, if the cashback rate is 1%, and you spend $1,000 per month on your credit card, you could earn $120 back over the course of a year.

Some credit cards even offer higher cashback rates for certain categories, such as groceries or gas. Just remember to pay off your balance in full each month to avoid interest charges and fees, as these can quickly negate any cashback rewards earned. 

Make your own gifts instead of buying them from the store. 

Making your own gifts can be a great way to show someone how much you care. Not only does it allow you to personalize the gift to the recipient's tastes and preferences, but it also shows that you put time and effort into creating something special just for them. Making your own gifts can often be more cost-effective than buying something from a store, especially if you already have some of the necessary materials at home.

Whether you choose to knit a scarf, bake some cookies, or create a piece of artwork, the act of making something with your own hands can be incredibly rewarding and meaningful for both you and the person receiving the gift.

Use a budgeting app to track expenses and savings goals. 

One of the most effective ways to manage your finances is by using a budgeting app. These apps are designed to help you track your expenses and savings goals, and provide you with a clear picture of your financial situation. With a budgeting app, you can easily categorize your expenses, set spending limits, and monitor your progress towards your savings goals.

Many budgeting apps also offer features such as bill reminders, financial reports, and investment tracking, which can help you stay on top of your finances and make informed financial decisions. By using a budgeting app, you can take control of your finances and achieve your financial goals faster and more efficiently.

Buy refurbished electronics instead of new ones to save money. 

Refurbished electronics are products that have been returned to the manufacturer or retailer for various reasons, such as defects, cosmetic damage, or simply because the customer changed their mind. These products are then repaired, cleaned, and tested to ensure they function properly before being resold at a lower price than new electronics.

Use public parks and beaches for recreation instead of paying for entertainment venues. 

One great way to save money on entertainment is to take advantage of public parks and beaches. These areas offer a variety of recreational activities, such as hiking, swimming, picnicking, and playing sports. Not only are these activities free or low-cost, but they also provide an opportunity to enjoy the great outdoors and get some exercise. Public parks also often host events and festivals throughout the year, which can be a fun way to spend time with family and friends without breaking the bank. 

Take advantage of free events in your community for entertainment.

Many communities offer free events such as concerts, festivals, and outdoor movie screenings that can be enjoyed by people of all ages. Secondly, attending these events is a great way to meet new people and make connections in your community. You may even discover new interests or hobbies that you never knew existed. 

Shop for clothes during end-of-season sales.

Shopping for clothes during end-of-season sales can be a great way to save money while still getting stylish and trendy pieces for your wardrobe. These sales typically occur at the end of each season, when retailers are looking to clear out their inventory to make room for new merchandise. This means that you can often find great deals on items that were previously full price, including clothing, shoes, and accessories.

To make the most of end-of-season sales, plan ahead and know what you're looking for. Make a list of the items you need or want, and keep an eye out for sales and discounts that match your preferences. Also, be prepared to shop early and often, as popular sizes and styles tend to sell out quickly during these sales. With a little bit of patience and strategy, you can score some amazing deals on high-quality clothing during end-of-season sales.

Make your own baby food using fresh fruits and vegetables.

Making your own baby food is a great way to ensure that your little one is getting the freshest and healthiest ingredients possible. By using fresh fruits and vegetables, you can provide your baby with a wide variety of nutrients and flavors that will help them develop a love for healthy eating from an early age. 

To make your own baby food, start by selecting high-quality produce that is in season and free from pesticides and other harmful chemicals. Then, wash and chop the fruits and vegetables into small pieces before steaming or boiling them until they are soft. 

Once the produce is cooked, puree it in a blender or food processor until it reaches a smooth consistency. You can store the baby food in small containers in the fridge or freezer for quick and easy meals throughout the week. With a little bit of effort, you can provide your baby with delicious, nutritious meals that will set them up for a lifetime of healthy eating habits.

Shop for holiday decorations after the holiday is over when they are discounted.

One way to save money on holiday decorations is to wait until after the holiday is over to shop for them. Retailers often discount their holiday merchandise in order to clear out inventory and make room for new products. This means that you can find great deals on everything from Christmas lights and ornaments to Halloween costumes and Thanksgiving centerpieces.

By shopping after the holiday, you can save money and still enjoy festive decorations for next year's celebrations. Just be sure to plan ahead and store your purchases carefully so that they are in good condition when you're ready to use them again.

Use rechargeable batteries instead of disposable ones.

Using rechargeable batteries instead of disposable ones is a great way to reduce waste and save money in the long run. Disposable batteries are often made with toxic chemicals that can harm the environment if not disposed of properly. They can only be used once and then must be thrown away, which contributes to the growing problem of electronic waste.

On the other hand, rechargeable batteries can be used multiple times and can be recharged using a battery charger. This means that they are not only more environmentally friendly, but also more cost-effective over time. By making the switch to rechargeable batteries, you can help reduce your carbon footprint and contribute to a more sustainable future.

Make your own beauty products using natural ingredients like coconut oil and honey.

Making your own beauty products using natural ingredients like coconut oil and honey is a great way to take care of your skin without exposing it to harsh chemicals. Coconut oil is a versatile ingredient that can be used as a moisturizer, makeup remover, and hair conditioner. It contains fatty acids that nourish and hydrate the skin, leaving it soft and supple. Honey, on the other hand, is a natural humectant that helps to retain moisture in the skin. It also has antibacterial properties that can help to prevent acne and other skin infections.

By combining these two ingredients, you can create a range of beauty products such as face masks, body scrubs, and lip balms that are gentle and effective. Plus, making your own products is not only cost-effective but also allows you to customize them according to your skin's needs. So why not give it a try and see the difference it makes to your skin?

Use online marketplaces like Amazon or eBay to compare prices before making purchases.

Online marketplaces like Amazon or eBay offer a wide range of products at competitive prices. Before making any purchases, it is always a good idea to compare prices on these platforms to ensure that you are getting the best deal possible. By browsing through different sellers and products, you can compare prices and read reviews to make an informed decision about your purchase. 

Use loyalty programs at stores you frequently shop at.

Loyalty programs are an excellent way to save money and earn rewards while shopping at stores you frequently visit. These programs are designed to reward customers for their loyalty and encourage them to continue shopping at the store. By signing up for a loyalty program, you can earn points or rewards for every purchase you make, which can be redeemed for discounts, free products, or other perks.

Some loyalty programs also offer exclusive deals and promotions to members, such as early access to sales or special events. To make the most of your loyalty program membership, be sure to read the terms and conditions carefully and take advantage of any opportunities to earn bonus points or rewards. 

Use cashback apps when shopping online.

One of the best ways to save money when shopping online is by using cashback apps. These apps allow you to earn cashback on your purchases, which can add up over time. Some popular cashback apps include Rakuten, Ibotta, and Honey.

To use these apps, simply download them onto your phone or computer and create an account. Then, browse through the app to find deals and offers from your favorite retailers. When you make a purchase through the app, you'll earn cashback that can be redeemed for gift cards or transferred to your bank account. 

Buy generic medications rather than name-brand ones.

When it comes to purchasing medications, it is often more cost-effective to buy generic versions rather than name-brand ones. Generic medications contain the same active ingredients as their name-brand counterparts and are just as safe and effective. 

They are typically much cheaper because they do not have the same marketing and advertising costs associated with them. In fact, generic medications can cost up to 80% less than their name-brand equivalents. 

Cancel unused memberships.

Regularly review your memberships and subscriptions to ensure that you're not wasting money on services you rarely use. Take a look at your gym membership, for example. If you find that you're only going once a month or less, it may be time to cancel it and find a more cost-effective way to stay active. 

Negotiate your bills.

One way to save money on monthly bills is to negotiate with service providers. This can include contacting cable or internet companies and asking for better rates or promotional offers. Many companies offer discounts or special deals to new customers, but these offers may also be available to existing customers who are willing to negotiate.

Always do some research beforehand and compare prices from different providers to ensure that you are getting the best deal possible. When negotiating, be polite but firm, and be prepared to walk away if you are not satisfied with the outcome. With a little effort, you may be able to save a significant amount of money on your monthly bills.

Plan no-spend days or weeks.

No-spend days or weeks means challenging yourself to go a certain amount of time without spending any money, except for essential bills such as rent, utilities, and groceries. During these no-spend periods, you can find creative ways to entertain yourself without spending money, such as going for a hike, having a picnic in the park, or hosting a game night with friends.

You can also use this time to focus on decluttering your home and selling unwanted items online or at a garage sale. Not only will this help you save money, but it will also encourage you to be more mindful of your spending habits and prioritize your financial goals. By making no-spend days or weeks a regular part of your routine, you can build up your savings and achieve greater financial stability over time.

Create a capsule wardrobe.

A capsule wardrobe is a collection of essential clothing items that can be mixed and matched to create a variety of outfits. By investing in high-quality, timeless pieces, you can create a versatile wardrobe that will last for years. This not only saves you money in the long run, but it also reduces the need for frequent clothing purchases, which can be harmful to the environment.

Now go and get saving!

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